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Internet Policies


Legal Notice

This Website is owned and operated by Western National Group and its affiliates (Collectively "WNG"). WNG maintains the Website as a service to its visitors, clients and residents, subject to the following "Terms of Use" concerning the use of the Website. Your use of this Website is restricted to the content and materials expressly made available to you and is conditioned on your express agreement to abide by the Terms of Use. WNG reserves the right to modify content on the Website and these Terms of Use periodically without prior notice.

Terms of Use

Use of Content

  • You may view, download, and print contents from the Website subject to the following conditions: (a) the content may be used solely for information purposes; and (b) the content may not be modified or altered in any way. You may not republish, distribute, prepare derivative works, or otherwise use the content other than as explicitly permitted herein.
  • You may not frame or utilize framing techniques to enclose any trademark, logo, or other proprietary information (including images, text, page layout, or form) of WNG without the express written consent of WNG. You may not use any meta-tags or any other "hidden text" utilizing WNG's name or trademarks without the express written consent of WNG. You may not use any WNG logo or other proprietary graphic or trademark as part of the link without express written permission.
  • You do not acquire any ownership rights to any content in the Website.
  • Any unauthorized use terminates the permission or license granted by WNG.

Products and Services Offered

  • WNG offers products and services on the Website. When you enroll to obtain a product or service from WNG on the Website, you accept the specific agreement applicable to that product or service. Your use of any such product or service offered on the Website is governed by the terms and conditions in the agreement for that product or service. Except as provided in that agreement, WNG does not warrant that any product descriptions or content contained in this Website is accurate, current, reliable, complete, or error-free.

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Data Confidentiality

  • Dependent upon the product or service you are utilizing on the Website, certain confidential information may be obtained in the course of using such service; you agree to keep any and all data and information viewed, downloaded or printed completely confidential. You will never sell, distribute, or make available any information gathered from the website to any other entity unless expressly authorized or requested by WNG. Upon request of WNG, you will destroy any information obtained through the Website that WNG requests be destroyed. Additionally, you will never use information obtained through this Website for any purpose other than intended by the agreement for the product or service from which you obtained the information.
  • The information on this Website is intended for access and viewing to secured information by authorized users with appropriate security clearance. Your access to this Website is limited only to the content and materials expressly made available to you and which are related to your operations with WNG as provided by your security clearance. Authority is specifically not granted for you to view or use any information which is not directly related to you or your operations with WNG or for which you do not have security clearance. All such information is strictly confidential. Any unauthorized access to or use of such confidential information will result in immediate termination of your access to this Website. Please notify us immediately of any accidental access to information for which you do not have security clearance at: webmaster@wng.com.

Copyright Information

  • The Website and the content within the Website are the property of WNG or its suppliers and are protected by United States copyright laws and international treaty provisions. The compilation, organization and display of the content as well as all software and inventions used on and in connection with this Website are the exclusive property of WNG. WNG reserves all rights in the Website and its content not specifically granted in any agreements with WNG or in the Terms of Use. WNG respects the intellectual property of others. If you believe that your work has been copied in a way that constitutes copyright infringement, please contact WNG immediately at webmaster@wng.com.

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Privacy Statements

  • Because we respect your right to privacy, we have developed a Privacy Statement to inform you about our privacy practices. Please view the Privacy Statement applicable to the WNG websites you are reviewing.

Third Party Web Websites and Information

  • The Website may provide hyperlinks to third party Websites or access to third party content. WNG does not control, endorse, or guarantee content found in such websites. You agree that WNG is not responsible for any content, associated links, resources, or services associated with a third party website. You further agree that WNG shall not be liable for any loss or damage of any sort associated with your use of third party content. Links and access to these websites are provided for your convenience only.

Disclaimer

  • EXCEPT AS EXPRESSLY STATED IN AN AGREEMENT BETWEEN YOU AND WNG, ALL CONTENT, SERVICES, PRODUCTS AND SOFTWARE PROVIDED ON THIS WEB WEBSITE ARE PROVIDED "AS IS" WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED. WNG AND ITS SUPPLIERS AND LICENSORS DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED INCLUDING, WITHOUT LIMITATION, THOSE OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NONINFRINGEMENT. YOU ARE SOLELY RESPONSIBLE FOR THE APPROPRIATENESS OF THE WEBSITE, ITS CONTENT, AND THE PRODUCTS AND SERVICES OFFERED BY WNG ON THE WEBSITE FOR YOUR INTENDED APPLICATION AND USE. WNG DOES NOT WARRANT THAT THE WEBSITE, ITS CONTENT, OR THE PRODUCTS AND SERVICES IT OFFERS ON THE WEBSITE MEET YOUR REQUIREMENTS. SUBJECT TO THE TERMS OF ANY AGREEMENT BETWEEN YOU AND WNG, WNG, ITS SUPPLIERS AND LICENSORS SHALL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, SPECIAL, CONSEQUENTIAL, INCIDENTAL, OR PUNITIVE DAMAGES, EVEN IF WNG, ITS SUPPLIERS OR LICENSORS HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. CERTAIN STATE LAWS DO NOT ALLOW LIMITATIONS ON IMPLIED WARRANTIES OR THE EXCLUSION OR LIMITATION OF CERTAIN DAMAGES. IF THESE LAWS APPLY TO YOU, SOME OR ALL OF THE ABOVE DISCLAIMERS, EXCLUSIONS, OR LIMITATIONS MAY NOT APPLY TO YOU, AND YOU MIGHT HAVE ADDITIONAL RIGHTS.

Indemnity

  • You agree to defend, indemnify, and hold harmless WNG and its owners, officers, joint venturers, parent corporations, affiliates, employees, attorneys, and agents ("Indemnitees") against all claims, expenses, liabilities, losses, costs, and damages, including reasonable attorney's fees and costs, that the Indemnitees may incur in connection with, related to, or arising out of your use of the Website or any hyperlinked website.

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Applicable Laws

  • All matters relating to your access to and use of the Website shall be governed by U.S. federal law or the laws of the States of where the specific Website you are viewing is hosted without regard to its conflict of law principles. Any legal action or proceeding relating to your access to or use of the Website shall be instituted in a state or federal court in the jurisdiction in which the specific Website you are viewing is hosted.
  • If there is a determination that any provision of these Terms of Use is invalid or unenforceable, that determination will not affect the rest of the Terms of Use and the Terms of Use shall be deemed amended to the minimum extent necessary to make them valid and enforceable.

Contact Information

  • If you have any questions regarding these Terms of Use, please contact WNG at webmaster@wng.com.

Privacy Statement

Privacy Statement

  • WNG respects the privacy of all visitors to our site(s). We do not sell, rent, or share with any third party any personal information obtained from viewers of our site, including but not limited to, names, email or IP addresses, or demographic information of any kind. WNG does obtain anonymous statistical information, this information is not shared in any way.

Cookies

  • WNG uses software tags called "cookies" to identify visitors when they visit our site(s). Among other things, Cookies help to identify returning users. They help to understand visitor's preferences and customize services to visitor's needs. Cookies allow the presentation of customized information faster. The information collected with cookies is not sold, rented, or shared with any third party. Most internet browsers enable you to erase cookies form your computer hard drive, block all cookies, or receive a warning before a cookie is stored. Please refer to your browser instructions to learn more about these functions.

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Contact Information

  • If you have any questions regarding the Privacy Statement, please contact WNG at webmaster@wng.com.

Security Notice

Security Notice

  • You are entering a secure WNG System, which may be used only for authorized purposes. Unauthorized modification of any information on this system is prohibited. WNG may monitor or audit the usage of this system, and all persons are hereby notified that use of this system constitutes consent to such monitoring and auditing.

 

Contact Information

  • If you have any questions regarding the Security Notice, please contact WNG at webmaster@wng.com.

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